Making Credit Simple, Fast & Accessible
GammaMoney is a full-stack digital lending platform operating as a Loan Service Provider (LSP), running a proprietary Loan Origination System (LOS), and providing complete Loan Servicing Management (LSM). We partner with RBI-registered banks and NBFCs to deliver end-to-end credit infrastructure — no paperwork, no branch visits, no handoffs.
Our Mission
To provide fast and affordable credit access to every Indian — whether salaried, self-employed, or underserved — through technology-first lending infrastructure.
Our Vision
To become India's most trusted full-stack digital lending platform, powering credit journeys from origination to closure with complete transparency.
What We Offer
Personal loans, microfinance group loans, and business credit — fully digital, paperless, and backed by RBI-registered banking and NBFC partners.
Full-Service Lending Infrastructure
GammaMoney is not just a loan marketplace. We own and operate the complete lending stack — from the first borrower touchpoint to the last EMI collection.
Loan Service Provider
GammaMoney is a registered Loan Service Provider (LSP) that sources, onboards, and facilitates loan applications on behalf of RBI-regulated lenders. We handle borrower acquisition, KYC coordination, and eligibility pre-screening — ensuring only qualified applicants reach our lending partners.
Loan Origination System
Our proprietary LOS powers the entire loan origination pipeline — from application submission to credit decisioning and sanction. Built for speed and accuracy, it integrates with credit bureaus, KYC providers, and banking APIs to deliver real-time underwriting decisions.
Loan Servicing Management
Beyond origination, GammaMoney manages the complete loan servicing lifecycle. Our LSM handles EMI scheduling, repayment tracking, collections coordination, lender reporting, and portfolio monitoring — providing lenders with a fully managed post-disbursal experience.
What Makes Us Different
Beyond technology — our edge is in the full-stack ownership of the lending experience.
RBI-Registered Partners
We exclusively partner with RBI-registered banks and NBFCs, ensuring every loan is fully compliant and legally structured.
AI-Powered Credit Engine
Our credit decisioning engine combines bureau data, behavioural signals, and rule-based underwriting for accurate, fast approvals.
End-to-End Infrastructure
From origination to servicing, GammaMoney owns the full loan lifecycle — no third-party handoffs, no gaps in borrower experience.
6-Month Profile Monitoring
We actively monitor and manage borrower credit profiles for 6 months post-registration to improve eligibility and matching accuracy.
Data Privacy First
All borrower data is encrypted at rest and in transit, with strict access controls and RBI data localisation compliance.
Dedicated Human Support
Real relationship managers are available for queries, escalations, and grievance resolution — not just chatbots.