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Gold Loan

Instant Cash Against
Your Gold — Same Day

No income proof. No credit score. Just your gold — and get up to 75% of its value in your account today.

Apply for Gold Loan →Calculate EMI
₹10,00,000
Maximum Loan
9%
Starting Rate
75%
Gold LTV Ratio
Same Day
Disbursal

Why Choose a Gold Loan?

The fastest and easiest way to unlock the value of your idle gold assets.

Same-Day Disbursal
Get cash in your account on the same day your gold is verified and appraised.
No Income Proof Needed
Gold loans are secured — no salary slips, ITR, or income documents required.
No Credit Score Check
Your CIBIL score doesn't matter. Gold value is the only collateral needed.
Low Interest Rates
Gold loan interest rates start from as low as 9% p.a. — very affordable.
Gold Fully Secured
Your gold jewellery is stored in secure bank vaults and returned after full repayment.
Flexible Repayment
Pay only interest monthly and repay principal at the end — or choose regular EMI.

What Gold is Accepted?

We accept a wide range of gold assets for loan collateral.

Gold Jewellery Loan

Get up to 75% of your gold jewellery's market value as a loan instantly.

Gold Ornaments

Necklaces, bangles, earrings, rings — all types of gold ornaments accepted.

Gold Coins & Bars

Bank-issued gold coins and bars (22–24 karat) accepted with full documentation.

How Gold Loan Works

Simple 4-step process to convert your gold into instant cash.

1

Pledge Your Gold

Walk into a partner branch or schedule a home pickup of your gold jewellery for free valuation.

2

Gold Appraisal

Expert appraisers assess the purity (karat) and weight of your gold within minutes.

3

Get Instant Offer

Receive a loan offer of up to 75% of your gold's current market value.

4

Money in Account

Accept the offer and get funds directly in your bank account — same day.

✅ Eligibility Criteria
  • ✓Indian citizen aged 18 to 75 years
  • ✓Valid government-issued photo ID (PAN / Aadhaar / Passport / Voter ID)
  • ✓Gold jewellery of minimum 18 karat purity
  • ✓Minimum gold weight of 5 grams
  • ✓No income proof or CIBIL score check required
  • ✓Original purchase receipts preferred but not mandatory

Unlock Your Gold's Value Today

No credit score. No income proof. Just your gold — and instant cash.

Apply for Gold Loan →