API PLATFORM

One API.
Every Verification.

GammaPlug is India's most comprehensive financial verification API — covering identity, banking, business, vehicle, and contact intelligence in a single REST API with a unified key.

15+Verification APIs
< 400msAvg. latency
99.9%Uptime SLA
RESTJSON / webhooks
View API Catalog →
RequestResponse
curl -X POST https://api.gammamoney.in/v1/identity/pan \
  -H "Authorization: Bearer gm_live_xxxxxxxxxxxx" \
  -H "Content-Type: application/json" \
  -d '{
    "pan": "ABCDE1234F",
    "name": "Ravi Kumar",
    "dob": "1990-07-15"
  }'
200 OK · 310ms
{
  "status": "success",
  "pan": "ABCDE1234F",
  "name_match": true,
  "name_on_pan": "RAVI KUMAR",
  "pan_type": "Individual",
  "pan_status": "Active",
  "aadhaar_linked": true,
  "request_id": "gm_req_abc123",
  "latency_ms": 310
}
REST · JSON
TLS 1.3 + AES-256
API Catalog

All APIs. One Key.

15+ verification endpoints across 5 categories — all accessible with a single API key.

EndpointMethodDescriptionTags
Bank Verification (Penny Drop)/v1/bank/penny-drop
POST
Verify bank account ownership by initiating a ₹1 credit and confirming beneficiary name match.
LiveInstant
Reverse Penny Drop/v1/bank/reverse-penny-drop
POST
Collect a ₹1 payment from the borrower's account to verify account access and ownership.
Live
Pennyless Verification/v1/bank/pennyless
POST
Verify bank account holder name without any fund transfer — via IMPS name-fetch API.
InstantNo Transfer
IFSC Lookup/v1/bank/ifsc/{ifsc}
GET
Fetch branch details for any IFSC code — bank, branch, city, MICR, and RTGS/NEFT availability.
Instant
Integration

Up and Running in Minutes

One API key, full documentation, sandbox environment.

01
→

Get Your API Key

Sign up and receive your sandbox API key immediately. No approval wait time.

  • Instant sandbox access
  • No credit card required
  • Full API documentation included
02
→

Integrate & Test

Call any endpoint from our sandbox using test data — no real PII needed for testing.

  • Complete Postman collection
  • Sample code in 5 languages
  • Detailed error code reference
03

Go Live

Switch your API key to production mode, add credits, and start verifying real borrowers.

  • One-click production upgrade
  • Pay-as-you-go credits
  • 99.9% uptime SLA
Platform Features

Built for Production

Sub-400ms Latency

99th-percentile response time under 400ms across all endpoints. Dedicated routing for KYC checks in LOS flows.

Webhooks & Callbacks

All async verifications (Aadhaar OTP, AA consent) deliver results via webhook — no polling required.

Usage Dashboard

Real-time usage analytics, credit balance monitoring, per-endpoint latency charts, and error rate tracking.

Enterprise SLA

99.9% uptime SLA backed by multi-region failover, dedicated support, and sub-1-hour incident response for enterprise plans.

Start Verifying Today

Sandbox access is instant. Go live with credits — no contracts, no minimums.

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