Micro-Finance & NBFC
All-in-One SaaS Platform
One cloud platform for MFIs, NBFCs, cooperative lenders & fintechs — from origination to collections, powered by AI-driven credit intelligence.
Micro-Finance Institutions
GammaScale is purpose-built for Microfinance Institutions — from JLG group lending to field collections. Manage your entire MFI operation with a single, RBI-compliant platform.
- Group lending & JLG loan management
- Field officer mobile app with GPS tracking
- Centre meeting scheduling & attendance
- Doorstep collection with offline sync
- SHG / co-operative lending support
- MFIN / Sa-Dhan regulatory compliance
- Geo-tagged disbursement & collection
- Bullet repayment & weekly EMI support
Non-Banking Financial Companies
Built for India's NBFCs — multi-product lending with bureau integrations, automated collections, and real-time RBI regulatory reporting in one unified system.
- Multi-product lending (PL, HL, BL, Vehicle)
- Rule-based credit decisioning engine (BRE)
- CIBIL, Experian & Equifax bureau integration
- Video KYC & Aadhaar e-sign integration
- NACH / UPI Autopay collections
- RBI regulatory returns & CERSAI reporting
- Co-lending & pool purchase support
- FLDG, assignment & securitisation modules
Build Your Credit Model.
No Code Required.
GammaScale's AI Credit Builder lets your underwriting team configure complex credit decisioning rules visually — no engineering needed. Set bureau thresholds, income ratios, product-specific policies and go live instantly.
Company & Branch Management
Multi-company support with granular branch and area-wise control — manage your entire network from a single pane.
View details →HRM & Employee Management
Streamlined onboarding, document management, and role assignment for every member of your organisation.
View details →Attendance & Payroll
Automated attendance tracking feeds directly into salary computation — zero manual reconciliation.
View details →Employee Mobile App
Equip field staff with real-time task updates, GPS tracking, and instant communication on the go.
View details →Collections Module
End-to-end payment tracking and recovery management with intelligent reminder workflows.
View details →CRM System
Manage leads, nurture prospects, and own the complete customer lifecycle from first touch to disbursal.
View details →Loan Origination System
Digital KYC, borrower onboarding, and multi-stage approval workflows — faster decisions, fewer errors.
View details →Loan Management System
Seamless disbursement, dynamic EMI scheduling, and precise interest handling across every loan account.
View details →Accounts & Finance
Live ledger, automated balance sheets, and investment portfolio tracking for total financial clarity.
View details →Reports & Analytics
Branch-wise, area-wise, and executive dashboards that turn raw data into actionable intelligence.
View details →Role-Based Access Control
Granular permission layers for admin, manager, and field-staff — security without complexity.
View details →Growth Intelligence
Predictive insights and portfolio health metrics to help you scale confidently and sustainably.
View details →Start Your Digital Lending Journey
Join 500+ MFIs, NBFCs, and fintechs already running on GammaScale. Get onboarded in 7 days — no long implementations, no upfront costs.